Research On Financing Innovation Mode Of Small And Medium - Sized Enterprises In Guiyang Science And Technology Park Of Zhongguancun

Small and medium-sized enterprises(SMEs) as the most active force in the national economy,proportion of 90% of the total number of all enterprises, 70% of the jobs and 80% of urban and rural employment, 50% of the tax, 60% of the invention patents are provided by SMEs. Therefore,promote the development of small and medium-sized enterprises but also the priority of the ruling.In recent years, the Guiyang government has been committed to building the Zhongguancun science park of Guiyang to raising the level of economic development in Guiyang, the SMEs is faced with the problem of financing difficulties. In the traditional financing model, SMEs is unable to avoid the information asymmetry between Banks and the risk of moral hazard and adverse selection problem. So urgently needed by the innovation of the financing model to integrate the government, the relationship between enterprises and Banks, as the Zhongguancun science park in Guiyang break the financing difficulties of small and medium-sized enterprises development bottleneck.Through analysis of the current situation of the development of small and medium-sized enterprises in Zhongguancun science and Technology Park of Guiyang and financing problems,and from the SMEs themselves, financial institutions such as banks and government three surface will cause the cause of the problem of SME financing difficulty has carried on the thorough analysis, proposed in this foundation to Yang Guan, property rights exchange platform, relying on Zhongguancun Guiyang science and Technology Park, the establishment of a dominated by Guiyang City Hall financial control group, to share Guiyang bank, holding property investment company, re integration of enterprise, government, bank and three party relationship, through the innovation of the financing mode, extend financing chain, realize dispersing and weakening risk in the transfer process, effectively avoid the under asymmetric information credit discrimination,finally solve the financing problem of small and medium-sized enterprises, realize the fast development of park of small and medium-sized enterprises, in order to provide some reference for our province, and the financing problem of small and medium-sized enterprises of our country.