The Research On The Problems Of Workers’ Medical Mutual Aid Project In A City

The mutual medical insurance has been developed in the west, but in China is still a new thing, the existing domestic insurance and social security theory on the staff medical assistance segment mode research and thinking less, relatively restricted its development.With the development of economy and the continuous improvement of people’s living standard, the contradiction between China’s medical and health service supply and the people’s growing health care needs is more and more obvious, medical insurance relief workers and staff medical pressure effect is not obvious, people still feel "see a doctor difficult", "expensive". Since 2006, the medical and health system reform is one of the key aspects of the reform in our country, but still failed to solve the problem of high medical expenses fundamentally. In order to alleviate this contradiction, on-the-job worker medical cooperation projects springing up and rapid development, in A city,in just two years,the number of participants from 14 million increased to 17 million, issued a total of gold, 10 million yuan subsidy, millions of employees enjoy project preferential, in a certain extent alleviated the medical pressure. However, in the course of the operation of the second medical mutual aid projects, there was a serious deficit, which brought great pressure to the trade union funds. Therefore, A workers’ medical aid project to the healthy and sustainable development, both in theory and practice research.This article will use the public economics, public management and the theory of human capital city worker medical treatment to mutual aid plan the implementation of the principles and measures for its implementation is analyzed, and in the form of a data graph stated its participants, income funds, settlement, etc. Through analyzing the present status of A city, and puts forward A city medical assistance program funding gap bigger problems, activities, wide coverage is not problem, recipients did not meet the requirements of the relevant still get subsidies problems, accounting basis is not standard, subsidy distribution is not standard, etc. To solve these problems is proposed to create a market environment conducive to the development of mutual insurance of worker medical treatment has suggested, strengthen mutual gold audit recommendations, standardize the accounting basic work and mutual gold issued advice, expand the propaganda, attract more on-the-job worker participation and absorb more social benefits, raise the scientific nature of the subsidy measure suggestion. Through the analysis of the problems in this paper, and Suggestions to the healthy development of the mutual medical plan for A city to provide the reference and help.