A Bank X Branch It Risk Assessment & Countermeasure Research

The extensive application of information technology, has profoundly changed the traditional domestic commercial bank management mode and service means. The depth and breadth of financial services, business transaction efficiency can be improved greatly. Highly dependent on information technology, also have a risk of information technology is increasingly concentrated, increasing.At present,A bank X branch daily business is achieved in the IT system. Information system fails to A bank X branch, causing economic losses beyond measure, will also cause the loss of reputation can not be on the recovery of X branch. In order to reduce the risk of IT occurrence probability, while providing the risk response plan, at the time of the first IT risk and reduce the loss, a study on Evaluation and Countermeasures of it is necessary to launch the IT risk of A bank X branch.This paper is divided into six chapters to study. The first chapter is introduction; the second chapter on IT risk, IT risk identification and evaluation of the typical methods of commercial bank risk, IT theory and method systematically; the third chapter introduces the present situation of X branch o frisk management, risk sources and existing problems; the fourth chapter is the part of IT risk assessment, on the IT risk serious consequences clearly defined basis, using AHP to calculate the probability of IT risk, sort the list gives the IT risk, greatly improving the scientific nature of X branch of IT risk assessment; risk to the sequencing results, the fifth chapter from the interruption of service plan, outsourcing management and authorization control carried outcounter measure research three hand; the sixth chapter on the research results of this paper are summarized, and put forward the prospect of the next research.This paper study the IT risk assessment and Countermeasures of A bank X branch based on IT, the system has combed the risk management idea, A bank X branch of A bank X branch provides a method of IT risk assessment method, also provides a reference for other domestic commercial banks to the risk assessment of IT work.