Research On Vehicle Insurance Claims For Loss Of Right

Vehicle insurance is a necessary condition for obtaining the motor vehicleinsurance the insured claims of vehicle insurance, vehicle insurance right is right(power) subject to maintain rights basis. Because the existing law for vehicleinsurance main body right (power) configuration is not perfect, not to create anordered state in insurance activities, leading to the motor insurance claims processabout insurance disputes increasing, at the same time the motor vehicle insurance haseconomic compensation, financing and social management function can not beachieved. This paper summarized the insurer, assessment institutions, loss assessmentso that the vehicle insurance center, prices firm right exists in insurance activities ofthe problem, the design and analysis of vehicle insurance to improve the right paththrough the causes of the problem, in order to make the vehicle insurance activitiesorderly operation, realize the insurance value.This paper is divided into five parts, the first part is the introduction, put forwardthe problem by introducing the case, according to the insurance of judicial practicethat the significance of the research, the research range of the thesis are described; thesecond part is the summary of insurance right, defined by defining the concepts ofloss right, analysis the meaning and characteristics, main body and loss status listright, the logical starting point of this research foundation; the third part summarizesthe main existing in the exercise of right of vehicle insurance process; analysis of thecauses of the fourth part focuses on vehicle insurance rights problems, prepare perfectfor vehicle insurance right, the fourth part of the problems of different subjects toexercise the loss are put forward in this paper path choice of improving China’svehicle insurance operation.