Chinese Social Insurance Law Implementation Obstacles And Countermeasures Research

After she joined the world trade organization in our country, our country’s insurance industry has gradually integrate with the world market. Insurance the economic common noun has been more and more get people’s attention and concern, at the same time, many enterprises at home and abroad are interested in the insurance market of our country, in such a background and development trend, the development of the insurance industry in our country have also face a huge challenge. Therefore, our country’s insurance industry has to be self-regulation and self-perfection, through the perfection of legal system and implement, seek a bigger development space and the development of a broader market. In the period of peaceful development, especially the status of economic development, in order to realize the rapid development of economy, to gradually establish a fair right, fair chance and fair regulation, distribution, fair as the main content of social justice guarantee system, perfect social insurance system, to eliminate people’s participation in economic development, share the achievements of economic development has faced obstacles. Social insurance law is in such a new concept with the development of the economy under the guidance of the formulation and implementation. And it can be seen that study of the obstacles in China social insurance law implementation, and puts forward corresponding countermeasures, is the importance and necessity. In fact, our country’s social insurance system reform has been going on for more than twenty years, during this period in our country has been basically formed a basic old-age security, medical insurance, work injury and maternity insurance, unemployment insurance, social welfare services, and social assistance system as the basic content of the system prototype. On October28,2010, the standing committee of the11th National People’s Congress voted by the17th meeting of insurance law, the law will come into effect on July1,2011. This to a certain extent, promoted the process of the social insurance system reform in our country, promote the further perfect social insurance system in China.This paper can be divided into four parts. The first part is about the basic overview of the social insurance law in China, mainly from the social insurance law in our country and the development, characteristics, legislative principles and the significance of insurance law for four aspects such as basic generalizations; The second part is the basic framework of social insurance law and system innovation in our country, elaborates the content of insurance law in our country, and the innovation of the insurance law, the generalization of insurance law is more clear. The third part is the obstacles of our country social insurance law implementation are discussed, it is important and difficult part of the full text, sums up the obstacle concrete is divided into four aspects:is the lack of actual operational, implementation of dissimilarity, imperfect legal system, the lack of perfect supervision mechanism; The fourth part is the countermeasures research of our country social insurance law implementation, specific summarized as:further perfect our country’s current social insurance law, the social insurance law earnestly implementing work, consummates our country social insurance legal system actively, efforts to improve the supervision mechanism of our country’s social insurance law.