Problems Of The Elderly Financial Planning Of Hebei Province

Since the reform and opening up, great changes has appeared in China’s financial system. There are banking, securities, insurance, trust, financial institutions, as well as deposits, stocks, bonds, funds, insurance, trust, and other financial products. The increasingly rich financial products bring more diverse to make personal and family wealth management.In Hebei province, with the rapid growth of the aging population and pension gap, the elderly pursue greater financial returns while seeking security by the optimal combination of savings and other financial instruments; Because the elderly do not have engaged in financial planning professional knowledge and information superiority, it is to promote the development of the elderly pension financial planning business in Hebei province.This thesis consists of five parts:Chapter One states the study background, research purpose and meaning, the theoretical basis and the possible innovation of the research, at home and abroad are introduced, and the development of Hebei province about the elderly pension financial planning business dynamic.Chapter Two introduces the research object, research ideas and methods. Explain the theory of qualitative analysis and quantitative analysis.Chapter Three presents, Shijiazhuang, the century city of Hebei province, old-age financial planning analysis of the status quo. Mainly according to the result of the questionnaire survey analysis, the fourth chapter analysis factors hinder the elderly pension financial planning.Chapter Four analyzes the factors to hinder the old pension financial planning on the basis of the third chapter, at the same time, analysis the existing problems and the causes of the problems.Chapter Five conducts, in order to promote the elderly pension financial planning, business development in Hebei province put forward the corresponding suggestions and countermeasures, based on the experience of the foreign developed countries at the same time, summarizes the general laws of development of pension financial planning in Hebei province. This paper through the way of questionnaire to understand current situation of the aging of the population in Hebei province, the general family pension mode, the type of financial products, etc., and analysis about the present situation of the elderly pension in Hebei province in-depth, at the same time, contrast, study and draw lessons from foreign to the old theory of financial planning experience, explore the old financial planning investment demand in Hebei province, summarizes financial planning general rules, in order to promote Hebei province by the old advice on financial planning pension, and then to solve the problem of serious pension in Hebei province to explore a new method. Solve the problem of serious pension.