The Research On The Legal Issues Of The Third-party Payment Platform In Network

Network of third-party payment platform is now well known in the computer network as a basic tool that uses the Internet in order to carry out a transaction activity, the network has many advantages, one of the most important is that you can buy the numerous subjects and buyers I want to buy into the same merchandise online trading platform, the formation is known as "network market." Open, convenient, professional and other characteristics. Mode of operation for the payment channel mode mode mode payment platform accounts.Of course, the development of all aspects of the law could not have thought of, China’s development of this industry is still relatively late in the development process gradually, gradually exposes a lot of problems, such as market access and exit mechanism is not clearly specified, precipitation funds risk and interest attributable to uncertainty, caused a lot of financial crime, there is a leak of personal information of consumers online, our network of third-party payments are relatively highlight the problem. Network of third-party development of the industry in some countries abroad earlier, such as the United States, the European Union, the United States for the economic development of their country and the basic situation of the industry to make legislation in a timely manner, using the federal administration and the states separately managed in hand together legal and regulatory manner; canonical form of electronic money by the EU to regulate the network of third-party payment platform, issued a full specification of electronic money law, EU member states according to their national conditions transformed into domestic law; Southeast Asian countries by enacting "Electronic Trading Law ", set up a special committee to regulate the network of third-party payment platform. According to some of their earlier development of the development process of the country, we can learn from China’s development is conducive to some experience.China should establish and improve the access of third-party payment platform, exit mechanisms and corresponding laws and regulations, establish a sound financial management system and precipitated the Legal Systems of ownership interest, strengthen the use of third-party payment platform to prevent financial crime, foster safeguard consumer rights protection system and other related laws.