Research On The Legal Supervision Of Civil Financial In China

Civil financial is a result of economic development, because of its strong vitalitycivil financial is not only in the history of human development has left a deep trace, butalso has a long history in our country. It is well known that since the founding ofChina’s financial conditions are not ideal, the root cause is high because civil financialrisky, speculative, fragility, lack of normative and other defects, making civil financialto remain outside the legal system in practice, and thus for China’s economicdevelopment, social stability and adversely affect the security of the financial system.But with the economic development, private finance capital needs, optimizing theallocation of resources in the supplement market, it plays a very important role,therefore, the exclusion of civil financial in China about the gradual transformation, in2015the Government work report also proposes to qualified non-governmental capitalinto the financial system, set up multiple levels of the financial system.Due to the lag of China’s laws, is unable to provide comfortable and sound legalenvironment of civil financial, civil financial has been in a legal limbo, wanderingoutside the financial system. Therefore, at the legal level to regulate the behaviour ofcivil financial, in clued civil financial in the financial system, to be reasonable andappropriate supervision of its differentiation with formal financial institutionssupervision, ensure normal development of civil financial, put an end to the frequentoccurrence of illegal financing activities. Judicial intervention is not only contribute tothe realization of the objectives of financial supervision and solve the growing numberof disputes, prevention, such as combating the illicit financing of civil financial, but canalso make up the loopholes in the existing legal regime and inadequate monitoring ofphenomena.In States of Exchange and development in the, different national on civil financingare in legislation level and regulatory aspects do has different degree of provides,although China at this stage for regulation civil financing behavior also has has must oflegal provisions, but these provisions scattered Yu other legal regulations in the, lacksystem of coordination sex, so to on civil financing again defined, confirmed civilfinancing of subject qualification, perfect civil financing legal responsibility. While alsodrawing on national regulation of the civil financial model, combined with the development of civil financial in China, select appropriate supervision model forChina’s economic development, build an effective regulatory system, and forappropriate regulation of civil financial.Determining the legal status of civil financial, and for appropriate regulation ofcivil financial, helps to promote the development of private finance and the financialmarkets, also helped to improve the present legal system, for civil financial to create amarket of norm, reasonable and legal protection. This paper attempts to China’s legalsystem of civil financial and monitoring the status, standing in the in-depth analysis ofChina’s civil law perspective into financing regulatory levels of defects, usingknowledge of jurisprudence on the perfection of legal system of civil financial as wellas the construction of supervision system of rough suggestions and measures areproposed, and strive for the establishment of legal system of civil financial andregulatory system contribute to the force.