Study On The Thoughts Of Marx’s Credit And Its Contemporary Significance

The problem of credit is an important theory component of the Marx economics theory, also is a major practical problem to be solved in the contemporary market economy. The modern credit is dominated by the logic of capital credit, is a system of in strict accordance with the system of capital. Credit is the means of accumulation and expansion of capital, by the dominant logic of capital, credit has become the main form of modern society transactions. Credit is an indispensable part of the modern market economy, it has accelerated the development of capital accumulation, and promote the development of social productivity. Due to the capital logic rule, credit make capital beyond its limits, has cause the fraud, economic crisis is increasingly reflected in the credit crisis. In the research of capitalist production process, Marx analysis and research the credit problem. Capital is the core category of the understanding of modern society, Marx’s keen insight into this category, based on general capital research, investigating credit the condition, form and function, reveals the essence of capitalist credit, expose the credit secret. Marx’s credit theory examines the credit problems of modern society for us, especially provides important theory and method on the guidance of credit problems in socialist market economy under the Chinese characteristics.Based on this, the main content of this paper is divided into five parts.Chapter1, Marx focus on the credit problem and redefine the concept of credit. By studying the development of credit problem, compared with the traditional social credit and modern social credit, Marx grasps the essence of modern credit problems. On the basis of this, Marx defines the concept of credit.Chapter2, The process of Marx studying credit problem. By combing the thought process of Marx and clarify the transformation of the development of Marx’s credit theory field of vision, that research on the issue of credit by the historical transition process to historical materialism and Karl Marx on credit to study the problem domain conversion, clarify the logic development of Marx’s credit theory.Chapter3, Capital criticism and the construction of Marx’s credit theory. By combing the relationship between the capital criticism and Marx’s credit theory, exploring the basic ideas of Marx’s research on credit problems were, and ideas of the construction of Marx’s credit theory were expounded.Chapter4, The content and basic characteristics of Marx’s credit theory.The content of Marx’s credit theory is, to clarify the credit issue is a historical problem and not a moral problems, then reveals the credit is the intrinsic link of capital formation and reveals the progress and limitation of capitalist credit. In the construction of Marx’s credit theory, the social and historical, class and dialectical characteristics of the credit theory are revealed.Chapter5, The contemporary value of Marx’s credit theory. Marx’s credit theory provides us the guidance to understand the essence of credit problems, to understand the new changes of contemporary capitalism provides methodological guidelines, and for the construction of the system of socialist market economy with Chinese characteristics provide the theoretical perspective,by the three aspects, discusses the contemporary value of Marx’s credit theory.