Research Of The Supervision Of Bank-Trust Cooperated Financial Service

As the management of capital market develops, the cooperation between financial institutions becomes more and more obvious. Bank-Trust Cooperated Financial Service is one of those cooperation services. Considering the issuance of several regulatory policies, Bank-Trust Cooperation Financial Services becomes more and more diversified in case of becoming illegal. But the problems of this type of financial service still exist, especially about the legal nexus, the relationship between banks and trust companies, and the protection of investors. Therefore, this article focuses on analyzing the changes of the regulatory policies and its reasons, indicating the risks of Bank-Trust Cooperated Financial Service, and raising the suggestions about how to complete the policies according to the relevant experiences in financing developed countries.The mixed supervision is the natural trend, even in China. The innovation of the supervision systems is important, but the opposing parties still think the mixed supervision has its disadvantages, indicating that different financial institutions has its own characters, so they need different regulators. This article will focus on demonstrating the feasibility of mixed supervision.