The Research Of Necessity And Feasibility Of Add School Sports Insurance In Primary And Secondary Schools

In 1917, Zedong Mao issued a "study of sports", in which he emphasized that sports is knowledge also, "not his reason, sports, keep on my birth, music on my heart., from which we can clearly see that the role of sports physical fitness is very important to humans. Youth is the future of the national development, so the country issued a series of documents, but at presents our country teenagers’ constitution fall has become an important problem in family, school and social development. Investigate its reason, the sports risk in the school is the influence of the important reasons. You can say, the students’ safety insurance for guarantee the students’ injury accident compensation, and the school liability insurance is also share the responsibility of the school well. But from the two risks in dealing with the absence of school accident harm accident, make the school sports high strength and high-risk project cannot very good transfer, school sports activities carried out without further protection. In the face of declining teenagers’ constitution and physical risk exists objectively, to the actual needs of the school education, the national development, within the scope of the primary and secondary schools in the school sports add " primary and secondary schools sports insurance", this danger to plant is particularly important. Therefore, this study based on the principle of insurance, on the perspective of school sports education, on the necessity and feasibility of school sports insurance in primary and secondary schools to establish the system of analysis and research, aimed at to the relevant administrative departments of education, school, family support the introduction of school sports insurance, provide a reference basis for the school sports work.This article mainly using the literature material method, case analysis method, field interviews and logic analysis, the following conclusions:1、Due to the risks, the school liability insurance in dealing with the lack of school accident harm accident insurance liability and risk the objective existence of the school sports, make a lot of school can’t carry out instrument gymnastics in physical education and health class, climbing class, such as sports, middle-long-distance of risky projects are also cautious, "exercise an hour every day" has been basically implemented, but sports too gentle, lack of exercise intensity, horizontal bar and parallel bars, ladder encounter cold in the extracurricular physical exercise, physical decline of students still did not stop falling. This current due to the lack of school sports insurance caused by the current situation of our country middle and primary school sports.2、The school sports risk possess accident, not a speculative, with a large number of target the possibility of loss, loss has a significant and can be measured in money, to meet the insurable risk conditions. School sports insurance and the school existing plant to learn ping risk and the school liability insurance is the relationship between each have advantages and complement each other. Thus increasing the number of primary and secondary schools sports insurance, make three binding energy better escort for the school sports work..3、The school sports insurance can satisfy the needs of the development of our country school education environment; Can break the school sports limitations of risk transfer way, to further ensure the efficient and effective transfer of the risk of school physical education; Can create a harmonious campus environment, further maintenance and a sound system of safety management of the school; Can effectively guarantee the rights and interests of physical education teachers, give full play to the role of teachers in the school sports; To transfer physical risk effectively, so as to guarantee the development of school sports, promote the primary and secondary schools students physical health; Can promote the development of sports insurance, insurance of our country’s existing system more perfect. Therefore, it is necessary to add primary and secondary schools sports insurance.4、Our country primary and secondary schools sports insurance policy environment has been initially formed; Increasingly mature insurance market have the ability to bear the high risk; Foreign relevant experience for reference to try; School, family factors such as enthusiasm for increasing the number of high school sports insurance are that our country has had the requirement of increasing the number of primary and secondary schools sports insurance. Therefore, increasing the number of primary and secondary schools sports insurance is workable.