On Market Research Of Corn Planting Insurance In Tongliao

Agricultural insurance is not only an important part of agricultural security system, but also important non-price agricultural protection tools in the international market. Agricultural insurance is an innovative system which take precautions against the risk in agricultural production, reduce agricultural losses caused by disasters and improve conditions for agricultural production, is also an important measure in policy supporting and benefitting agriculture, it is of great significance to government in improving the "three dimensional rural issues", promoting agriculture developing steady and accelerating economic growth in rural areas.By collecting relevant date and researching relevant case about policy-related corn planting insurance in Tongliao, take a discussion about it, analyze some problems in the corn planting insurance, and give some advice, expect for making a little contribution for that corn planting of Tongliao develop steady in the long run.The first chapter begins with the background of policy-related agricultural insurance at national level and at Inner Mongolia level, next, states significances of this thesis in many aspects, last, express the method of analysis, dates, innovations, shortages in this thesis.Policy-related agricultural insurance is in the early stages of development in our country, some people don’t know related knowledge about it, so the second chapter introduces some theories and concepts about it. Agricultural insurance is different from other commercial insurance, it contains some policy elements; it is also different from other commodity, it is a quasi-public goods and it’s a lot of income will spill over if traded in the market; Agricultural insurance market is also prone to the problem of moral hazard and adverse selection. For the agricultural insurance and related problems, this segment presents and analyzes the involved economic theory. Next, study and review some success in the development of domestic and international agricultural insurance model.The third chapter discusses the subject content which is the corn planting insurance in Tongliao. Because of the congenital climate resource endowments in Tongliao, corn is the champion of the major food crop, and Tongliao city is the granary of Inner Mongolia, so corn in Tongliao plays a vital role in the Inner Mongolia’s status as one of the top ten grain output Province.From the microscopic point of view, nutritional value and various useful of corn make some people like it; from a macroscopic point of view, corn is the fastest growing whether in planting acreage or in yield in the three major food crops. Corn’s yield has exceed rice, largest contribute to the consecutive increasing of grain in nine years, corn has been our first major grain crop. Face to the common food crisis of current world, Corn as an important strategic material is also crucial to Chinese food security and national security. In addition, industrial chain produced by corn can bring many employment opportunities, value-added product produced by corn also bring a lot of value to society.All above make great sense to planting corn well in Tongliao at different level. In order to ensure the stable production of corn planting in Tongliao, work of corn planting insurance is particularly important. When introducing the situation of corn planting insurance in Tongliao, find high risk in corn planting, corn planting insurance is an urgent need, Whereas there are some problems in the development of corn planting insurance, and the condition of corn planting insurance in Tongliao does not satisfied.The forth chapter is mainly empirical analysis. In a representative sample of Tongliao, Keerqin Borough, randomly select agricultural producers and traders, make a field research. In the research, obtain the first information by questionnaire survey and inquiring situations, and so on. Based on these information, detailedly analyze demand and supply of corn planting insurance in the locality. The last chapter is-related suggestion which based on the problems mentioned above and successful cases in the domestic and overseas agricultural insurance.This thesis discusses a type agricultural insurance in city level for the first time, little problem is related to peasant’s livelihood issues, large problem is related to national security, so the development of a certain kind of agricultural insurance in a range of area is also important.