| As the name implies, the most popular understanding of financial management is totake care of the property as the center, the use of economics, accounting, financialmanagement and other disciplines of knowledge on the wealth of scientific and rationalallocation, in order to achieve personal wealth continue to add value and hedge againstinflation. Simultaneously through different periods of cash flow analysis through integrationinto the fund or funds to finance the purchase of a certain period or achieve the investmentobjective. For its purposes, is nothing more than the expenditure required to achievechildren’s growth, the pressure to resolve the future of personal pension, and lived a carefreehappy life and realize their financial freedom.Unfortunately, although the current social context, many families have a wide range offinancial needs, there is also the community banking, securities, insurance, trust and othermulti-channel financial institutions, but the legal system is not perfect financial markets,financial institutions sub-sector confusion caused by operations management, lack ofknowledge of personal finance, financial institutions, the blind pursuit of immediate marketcaused by lack of credit and market information asymmetry and many other factors severelyrestrict the current family financial market development. On the one hand discontentreasonable financial needs to meet the family, it also makes financial institutions can notprovide a scientific and rational professional services, resulting in domestic financialinstitutions and international peers is always in a low state.Therefore, the program design from the current family financial market developmentbackground, analyzes the current existence of family financial market chaos and causes, touniversities, community volunteer organizations as a link with the family’s financial needsrelated to the development of financial institutions in the market Union, to establish trustbetween the two institutions and communication mechanisms, both to develop a set ofresolving family financial needs, but also for financial institutions to provide an effectiveway to market development. |