Research On The Development Of Agricultural Loan Based On The Relation Analysis Between The Agricultural Loan And The Agricultural Economical Growth

In China, Agriculture is an important economic industry in our country, Thedevelopment of agriculture is the basis and premise in the development of industry andservices.Only do agricultural develop,china can ensure the supplment of food to solvethe problem of1.3billion people.The food and clothing problem is solved, we canconsider the development of other sectors.So agriculture is an important strategy of thenational economy industry which related to the healthy and rapid development of thenational economy. National five-year plan for the agricultural development report thatthe next five years planning china is always insisted on transformation agriculturaldevelopment way and stick to the path of agricultural modernization, and to payattention to seeking truth from facts,The choice of the road have to accord with China’snational conditions and the characteristic of China. Agricultural development demandmuch funds.farmers ‘s funds rely on the government’s policy support and their ownsavings, but most of the money rely on Banks and non-bank financial institutionslending support. So no matter from theory or practice in terms of economic,experts arekeen to explore the influence between agricultural financial and agricultural economicgrowth. From the point of the present research situation, the reasonable agriculturalfinancial for agricultural economic growth should be to promote, but because of thecountry’s regional difference, different research Angle, deviation of data statistics, theresults vary widely.Paper introduction part first elaborated the research background and researchpurpose, Then the research literature at home and abroad were summarized, and theresearch results at home and abroad are briefly reviewed, on the basis of the proposedthesis research perspective and realistic significance. This paper, the technologyroadmap according to the research content of design paper studies used researchmethods. Paper in the second chapter mainly introduces the concept and theory about thedevelopment of the agricultural loans, mainly introduced the meaning of agriculturalloans and statistical category, and the classification.According to the use commitmentshall subject classification according to domain classification between urban and ruralareas, According to classified three angles, secondly introduces the concept ofagricultural economic growth and the development of agricultural economy difference,finally introduced the relevant theoretical basis of the development of the agriculturalloans.Paper in the third chapter is mainly to the current situation of agricultural loans andagricultural economic growth and correlation analysis. First of all, according tofinancial yearbook, agricultural statistical yearbook data, sort out effective data, in theform of a graph and text combined with the analysis of the present situation ofagricultural credit and agricultural economic growth, then use VAR model to empiricalanalysis the relationship between agricultural loans and agricultural economic growth.Thesis in the fourth chapter mainly according to the agricultural loans andagricultural economic growth empirical study conclusion, combined with the presentsituation of the agricultural loans and agricultural economic growth, pointed out ourcountry agricultural loans during the development process of the current problems, theformal financial institutions to support is insufficient, lack of legal basis of the informalfinancial development, agricultural loan credit guarantee system is imperfect and so on.Paper in chapter5according to the current our country agricultural loans affectagricultural problems that exist in the process of economic growth, put forward somecountermeasures and Suggestions: to develop the agricultural insurance, scatteredagricultural credit credit risk; Establish and improve the agricultural credit system,strengthen the legal consciousness of farmers. Explore a new way of mortgageguarantee, new mode to develop agricultural loans; Flexible use of formal financialinstitutions, to standardize the development of private finance.Thesis chapter six mainly is the conclusion and the deficiency of change article.