The Problems And Countermeasures Of China’s Rural Health Insurance System

With the development of urbanization and industrialization in China, the reduction of the land results in the blurring of its safeguards, which brings the health problems in rural areas into the widespread focus of the society. As the inevitable products of the economic and social development and the deteriorating natural environment, the bad effects of population aging and health issues on the development of China will gradually appear and continue to deteriorate in the future. Compared with Western countries, it cannot be neglected that China grows old before it grows rich and the environment is degrading gradually. In particular, China now owns a large proportion of the rural population, and to improving the system of medical care insurance determines the development potential of China and its modernization process in the future to a certain extent.This paper analyzes the current situation of rural social health insurance system through reviewing the relevant historical literatures and theoretical basis. It finds that although the rural social health insurance in China has gradually right been on the track and got success, the implementation of the rural social health insurance has encountered a series of difficulties due to some factors such as the flaws of institutions, bad implementation, and the lowering realization of self-health and self-support in rural areas. There are a lot of problems arising in the rural social and health insurance, that is, a large gap for the work funding, an uneven distribution of health care resources in rural areas, a lack of institutions, the low level of the quality in medical services, the unclear funding liability of the main contributors. These problems seriously affect the development of the rural areas, and how to solve the problem that they can get access to medical care which our government and many farmers are extremely concerned.This article further uses the domestic existing experience and foreign practice basis for reference, visualizes the improvement and completion of China’s new rural health insurance system and gives corresponding countermeasures. Basic medical institution-building should be strengthened, the capital investments of new rural cooperative medical system are optimized and the supervision and completion of the system operation is enhanced.