The Report On The Survey Of X Village Bank Development Current Situation

With our country economy continues to grow, the level of rural economic development have improved, China’s rural areas facing the financial needs are not being met, lack of financial support for economic development. In this situation, China banking regulatory commission (CBRC) issued the resolution about adjustment lending on banking financial institutions in rural areas, to support the construction of new countryside, determine the village banks presence as the new rural financial institutions in China. After that, China banking regulatory commission issued many regulations again during2007, expanding the range of village Banks in our rural countryside. As a result, village banks have sprung up in China’s vast rural financial market, X village bank is one of them. Since the establishment, X village bank always fulfilled the related regulations of CBRC conscientiously, and based on the claim of help the farmer and tiny enterprises. However, some problems have appeared with the development of X village bank.In order to get the information about the development of the X village bank, I went to Su Song county, An Qing city, An hui province. During the investigation, I have the operating data since2011of the X village bank. Through the analyzed the operating data, I found the X village bank have faced a series of problems in the process of development.This article was based on the operating data, affirmed the achievement of the X village bank on one hand, and put the problems forward on the other hand. Then I would propose some solutions for X village bank to resolve that. The conclusion of this article is that the X village Banks business situation is good at present, but also existed a series of problems in operating the bank. We need to pay more attention on its future. At the same time I hope this article could provide some references for other developing village banks.