Research Of The Innovation On Country Finance Institution In China

With the rapid development of domestic economy and the deepening of economicglobalization, the financial status in economic development has undergone profoundchanges. Now not only economy determines finance, and finance also through active andleading the economy plays a more profound role in promoting. Nowadays, financialstatus play a decisive role in economic development, if the development of economy isnot a complete financial system with the economic development, so it is difficult tosustainability.As the core of the modern rural market economic system, the rural financial systemhas a pivotal role to the rural economic system network. With the sustainabledevelopment of rural economy, not only cannot do without the rural financial system, inturn, to establish a reasonable and perfect rural financial system will greatly promote thesustainable development of rural economy. However, the current rural financial problemis Chinese layers: the low quality of rural economic development, income level is nothigh and the lifting speed slow, low efficiency of agriculture, urban and ruraldevelopment, the widening gap between the rural financial shrinking and far laggingbehind the development of the city, the rural loan recovery difficulties. These reflect theproblems in rural financial system at present and the development of the rural economydoes not match, China should at the system level rural financial reform and innovation.Chinese rural finance is the emergence of so many problems, and shows great gapbetween the city and the financial development, is because in the process of two dualeconomic structure and the evolution of rural financial system, rural financial systemChinese did not really meet the development of modern rural market economyobjectively needs. Modern rural market economy needs to establish the "system ofmodern rural financial system based on the market, government regulation is theguarantee, social cooperation mechanisms to supplement". From the current situation ofthe development of rural finance in China, the rural finance organization structure of ourcountry is not reasonable, the lack of a good environment for the growth of rural finance,the excessive government intervention, social mutual aid and cooperation mechanism is not fully utilized phenomenon and behavior, growth mechanism is distorted seriously inrural finance. Obviously, to establish the system of the financial system in moderncountry, must rely on the combination of market mechanism, governmental mechanismand social mechanism for mutual assistance of various forces, in order to achieve thedesired objectives. Therefore, how to grasp the objective law of the development of ruralfinance, and follow this rule to find effective solutions to the efficiency of rural financialdevelopment is insufficient, and ultimately promote the sustainable development of ruraleconomy, has become an important task in the field of rural finance China.This paper based on full respect for the status of the investigation and Analysis onthe current problems, striving to analysis China financial development problemcompletely and accurately. The most important is that this article is a starting point,in-depth analysis of the problems, drawing out behind China rural financial problem deepeconomic, system and the historical origin.the fundamental contradiction of in-depthunderstanding of the China rural financial problem is particularly important. Therefore,in the analysis process of the Chinese rural financial system problems, by adding avariety of perspectives, and draw on the successful experience abroad, conceived andinnovative ideas to build Chinese rural financial system, the hope for China’s ruralfinancial sustainable development, system, construction, financial institutions, ruralconstruction the rural financial supervision system innovation of rural financial systemand the development of rural financial resources to provide reasonable suggestions.