The Research Of New-type Rural Financial Institutions Development In Our Country

Entering the new century, agriculture has become the most economic issues of concern to all levels of government. To promote the development of China’s rural economy can not leave finance. However, in our country’s rural areas, it is very difficult to loan for small and medium-sized enterprises and the poor farmers. In order to increase the supply of financial services in rural areas, China Banking Regulatory Commission has developed many policies to encourage the funds flow into the establishment of new rural financial institutionsWith comparing the new type of rural financial institutions and the traditional rural financial institutions, we can find that the new type of rural financial institutions better than the traditional rural financial institutions in the size of the loan and in the perfect degree of the infrastructure construction. The new type of rural financial institutions is rooted in the countryside, and the institution is familiar with the demand of subject In the case. It has the advantage of flexible and small and can better meet the needs of the customer.This article draws on many international financial institutions in the new rural development theory. Comprehensive analysis the advantage and problem of the new rural financial institutions in China. Drawing on the experience of the successful development of the USA, Japan, and Bangladesh. Put forward the corresponding policy recommendations.