The Research On The Industrail Investment Fund Financing Model Of SME Cluster

The small and medium-sized (SME)enterprise has flexible operation mechanism, market adapt ability, promoting innovation and other advantages, is an important force for promoting economic and social development. After the reform and opening up, China’s rapid development of SME cluster, cluster economy continues to grow, laid the foundation of the SME to financing on the conditions of the enterprises cluster, financing theory also exists many advantages, however, the cluster of SME enterprises in reality is still facing financing difficulties. At present the development of industrial investment funds rapidly circumstances of China, this paper intend to combine the cluster of SME enterprises and industry investment fund together, to build a cluster of small and medium enterprises investment fund financing mode,to change the theoretical advantage of cluster financing advantage into reality.This paper is to graft cluster financing advantage on industrial investment fund advantage,to foster a better financing mode,namely industrial cluster of SME enterprises investment fund financing model.This pattern is connected clusters of small and medium-sized enterprises and industrial investment fund,the cluster financing advantage through industry investment fund effective display. At the time of this writing with reference to a large number of domestic and foreign financing of SME cluster and industry investment fund documents, through analysis and charts text in the form of industrial cluster of SME enterprises to explore the financing mode of investment fund. The idea of writing is in accordance with the SME cluster industry investment fund of the background and significance, development conditions, mode concept, framework, features,operating mechanism,function and policy recommendations and so on.This paper believes that the success of the operation of industry cluster of small and medium enterprises investment fund financing mode, can make use of internal and external funds to develop the SME cluster. It is an effective way to solve the financing difficulties of small and medium sized enterprise clusters.The financing mode of investment fund for SMEs in the industrial cluster, cluster financial company as fund managers, is the link between the investor and the enterprise cluster, the operation of the fund plays a key role in the success. Financing, it can fully mobilize the cluster internal funds to the overall advantage of cluster,and improve the ability of access to external finance; investment, with its natural advantage in cluster, evaluation of cluster enterprises more quickly and accurately, effectively reduce the risk before investment.The development of China investment fund industry cluster of SMEs. to the relevant government departments in law, finance and taxation policy, guide the fund, social environment and other aspects of support.support and development of industry-investment fund is the key, only the government’s escort and effective supervision to make industrial cluster of small and medium enterprises investment fund advantage effectively played.