The Residents Of Chengdu Housing Affordability And Government Macroeconomic Regulation And Control Policy Research

Starting in the1980s, started the housing system reform in our country, gradually set up take the market as the leading housing allocation system. Urban residents housing level has been rapidly increase, housing quality and environment has been further improved, the house price rise quickly followed and imbalance in the structure of housing supply, and so on questions, town residents’ housing consumption expenditure rising gradually, also gradually increase the proportion of household disposable income, residential pressure rising, the housing affordability is down step by step. The housing problem is an important problem of the people’s livelihood, so the government how to solve the living problems of residents through macro-control has become the focus of social attention. Urban residents housing affordability assessment has become an important reference for government housing policies are the basis.Based on the "chengdu residents’ housing affordability" as the research object, on the basis of reference foreign related research, combined with China’s specific national conditions, in recent years are analyzed, chengdu real estate market operation and the change of the residents’ income, at the same time the housing price to income ratio (PIR.), affordable housing index (HAI), month for income than for consumer surplus (MIR), month (Balance) four indicators analyzed how to measure the residents’ housing affordability and the main factors influencing the housing affordability. Through to the residents of chengdu from2003to2102about the four indicators to calculate come to the conclusion that chengdu residents’ housing affordability is low, and through the ARIMA model to predict the chengdu residents’ housing price to income ratio (PIR) numerical index in2013-2015, the last from the Angle of the government macroeconomic regulation and control, puts forward the relevant policy Suggestions to raise the capacity of chengdu residents’ housing payment. Mainly include:(1) from the perspective of land financial dependence on land finance of local government, indirect or direct lower prices, thus improve the residents’ housing affordability;(2) from the perspective of the increase of housing supply, puts forward some proposals of increasing housing supply and improve the structure of supply;(3) from the Angle of the government to improve housing security system, puts forward relevant policy Suggestions;(4) from the government to provide measures to decrease the cost of low and middle-income residents housing and the housing concrete feasible measures are put forward;(5) from the perspective of government subsidies, put forward the increase in the disposable income of low-income families of related measures;(6) from the Angle of government administrative regulation and control measures are put forward for sustainable and stable development of the government in order to maintain the real estate market and indirect related policy Suggestions to solve the residential ability.Hope this article can get relevant conclusions and put forward specific policy recommendations for government to make relevant policy to provide the reference basis for solving the problem of residents’ housing difficulties.