The Selection Of Partners In Supply Chain Finance Based On Multiple-agent

Supply chain finance is providing financing loans for its upstream anddownstream of SME facing the whole supply chain, relying on the credit of the corebusiness in the supply chain. It solves the difficult problem of SME financing thoughmaking the real trading relationship as credit guarantees, the core strength ofenterprises as security. By providing effective financing services can improve theoverall stability of the supply chain, to strengthen cooperation between the variousmembers, deepen mutual strategic alliance. It needs to take different financing optionsfor each node enterprise plays a different role in the deal. It can improve the efficiency ofits liquidity, and reduce the occupancy of funds through personal customized financialproducts and services. It reduces operational risk of all the participants through thequickly integration and feedback of information in information platform, carrying outfeedback and supervision over the specific situation of finance business. Supply chainfinancing are an innovative financial products, there is greater room for developmentin supply chain management. Personalized financial services can bring more benefitsspace for the financial business and finance businesses.The development of supply chain finance over the past decade in China hasmade some achievements, but because of the limited life of the development, thereare still some problems to be solved and improved. Supply chain finance exist thesame essential credit risk as a financial business. The credit situation of SMEapplying for financing is the main basis to evaluate whether the business is admissible.Credit decisions are based on a relatively credible credit evaluation results. China’scredit system is still not perfect, personal judgment and emotional factors play a bigdeciding factor. This article aims to build evaluation system and selection models ofthe partner selection in supply chain financing. A good partner is conducive to thehealthy development of the whole supply chain and the promotion of mutual benefit.It can reduce the overall risk level of supply chain and improve revenue of all partieswith scientific and feasible indicators to select partners carrying out the business offinancing.This article discussed the principles and specific process should be follow in the selection process of financing partners. The choice of supply chain financing partnerscan be divided into two steps, first to evaluate and choose the whole supply chain,and then to choose enterprises with financing needs in supply chain. Combined withthe selection process of financing partner, it designed the corresponding indexevaluation system, and got the importance of credit between enterprises in theselection process from the hierarchy of evaluation index, so choose the method ofselection of supply chain financing partner in this paper. Secondly, starting from theperspective of financial institutions, the choice of supply chain financing partners canbe divided into two levels. It built a multi-agent model of financing partners selected,through a multi-Agent negotiation to select the supply chain and based on trustnetwork build the financing companies selected model. Finally based on selectionprocess and method of supply chain financing partners, it expounded source and typesof risk in the process of selecting the financing partners, and proposed thecorresponding risk prevention measures.