The Study On Small And Micro Businesses Financing In China

Small micro enterprise in our country has a special important position in the economyand society, and to increase employment and active market, improve people’s livelihood,plays an irreplaceable role in promoting economic structure adjustment. Are calling fornational opinion now solve the problem of small micro enterprise management andfinancing difficulties. Effect of the paper is on the small enterprise’s internal and externalenvironment and its own business and financing situation was put forward after carefulstudy, the main purpose is for the management of the small micro enterprise and providemethods to resolve the financing difficulties as well as theoretical basis. Therefore, thisthesis research has very important significance.Through survey of small micro enterprises in Beijing, Shanghai, Shandong, Hubeiand Sichuan,the thesis analyses small micro business management and the presentsituation of the financing in-depth, points out that the small micro business managementand financing problems. Small business entrepreneurship and higher financing costs;Small micro enterprise management and financial management level is low; the narrowfinancing channel; Lack of credit support. Then analyzes small micro businessmanagement and the cause of the finance problems. Analysis think small micro enterprisecredit risk; Small and micro businesses internal management is not neat, the current creditsystem is not sound; the financial system is not perfect. On this basis, put forward tostrengthen small micro enterprise business management and financing measures: First,enhance the internal management of enterprises, and protruding the main business. Second,establish and manage the supply chain system of micro enterprises. Third, establishstandardized financial management system to rational refraining from tax. Fourth,liquidize the existing assets and increase the sources of funds. Fifth, strengthen thefinancial professional knowledge learning. Sixth, establish the sense of integrity as microenterprises.