Investigation On The Total Performance Assessment Of The Agricultural Development Bank Of Heilongjiang Province

The total performance assessment exists in every circle and has drawn closeattention widely. Through total performance assessment, we can know a companyall roundly, including the encouragement, reward, development trend, and thebenefit from an excellent assessment result. It is the same for the financial systemas the modern economic vitals. As a bank, the Agricultural Development Bank ofHeilongjiang Province (ADBH for short) also needs to intensify total performanceassessment. Limited by the short history, rapid adjustment frequency of managingscope and influenced by many macro and micro factors, the total performanceassessment work of the ADBH develops slowly and has not yet formed a systemup to now.Beginning from the total performance assessment theory of a bank, the paperpresents the Balanced Score Card theory, Value Added theory, and ObjectManagement theory in detail. By employing the comparative analysis method, thepaper first analyzes the same and different points in the total performanceassessment of the banks at home and abroad, and then extends to the analysis oftotal performance assessment of the foreign policy banks, and then furtheranalyzes the reference significance to the ADBH. And in the mean time, closelyrelated with the practice, by combining empirical analysis and normative analysis,the paper presents the business scope, internal setup and operation mode, etc. ofthe ADBH in different development periods, expounds present situations of ADBH,for example, the index setup and single assessment index have caused loss ofresources, static assessment hinders business development, the index weight isunreasonable, and so on, and then the reasons for the above situations are analyzedfrom macro and micro perspectives. After synthetically analyzed the presentsituation of the total performance assessment of ADBH, the principle for totalperformance assessment is definite, and considering the attribute of the ADBH apolicy bank/non-commercial bank, and the developing period ADBH stands in, thetotal performance assessment system is ascertained, including setup of specialprofit assessment index and seven indexes. The whole process of totalperformance assessment is explained from three perspectives assessmentgrouping, rules of scoring, and testing. The calculation is done with the managingdata of2010. Conclusions could be reached that both the index setup and the totalperformance assessment system are scientific and feasible.