Commercial Bank Intermediary Business Revenue Analysis

China’s commercial banks have been subjected to a long period oftime, a separate operation policy constraints, many commercial banks arealso engaged in some of the traditional credit business mainly with theimpact of global market integration, many foreign banks gradually toChina’s market to seize the market, and of those who are still engaged intraditional deposit and lending spreads, the main income of thecommercial banks by larger extrusion, and also tend to be moreintensified competition between industries. Allows commercial banks inChina can get respite in the competitive environment in this market isfierce form of order, so a lot of the commercial banks began a new profitgrowth point to open up for the opening of the intermediate businessbecame commercial banks innovation preferred pioneering.At present, China’s commercial banks, through the middle of thebusiness opened some of the operating income contribution for China’s commercial banks also far lower than the same industry abroad, thecountry is still in the lower stages of the business development. Growingmore and more stringent regulatory background in the management of thecapital adequacy ratio of commercial banks need to change the businessphilosophy of the past that most demand and the expansion of the balance,effectively to avoid the need for timely efforts for some cyclical risk toachieve steady earnings growth for the intermediate business pioneeringthe development of the commercial bank has a very important strategicsignificance in the case of further improvement of the regulatory andcompetitive environment of the industry, the expansion of the commercialbank intermediary business revenue sources commercial banks, prompteda larger market share in those comrades for the further transformation ofthe business philosophy, to promote the industry as a whole feeenvironment increasingly tend to be rational. However the majority of ourintermediate business of commercial banks to carry out the process, theintermediary business revenue compared to other aspects there are moreproblems, so I began the research for this article, and expectations forfuture researchers through research play a reference.