LY Bank Branch XC Real Estate Development Loans Risk Prevention Research

With the rapid development of China ’s economy, as an important part of ournational real estate industry is also developing rapidly. Rapid development isinseparable from the financial sector to support the real estate industry, according toincomplete statistics, real estate development funds from20%-30%of commercialbank loans, it can be said that the development of the real estate industry is built on topof the financial sector support. But with the country ’s deepening economic reform,major financial institutions and credit policies have undergone varying degrees ofchanges that will bring a new challenge to the real estate industry. Real estatedevelopment loans are an integral part of the sustainable development of the industry,strengthen risk prevention study loans for real estate development, is essential forlong-term development finance and real estate industry.In this paper, LY XC branch bank loan business of real estate development as aresearch object, first analyze the status of real estate development loans LY XC Bankbranches were analyzed, followed by the row risks that exist in the real estatedevelopment loan analysis and study, and finally by reference to the domestic foreignadvanced risk management theory and methods of their status and the presence of themain problems to make a simple assessment, and then propose appropriate preventivemeasures in accordance with the theory. XC by LY bank branch in the risk managementof real estate development loan analysis and research for risk prevention LY bank onreal estate development loans explore a set of clear, intuitive ideas and methods. Thuseffectively reducing the risk of LY XC Bank branch in the business of real estate development loans.