The Study On Financing Obstacles Of Smes In Weifang Rural

In the full study on the basis of the characteristic of rural enterprises in Weifang City, the rural small and medium-sized enterprises as the research object, a full range analysis of Weifang City, the current situation of financing of rural small and medium-sized enterprises and existing problems, and a comprehensive analysis of the cause of these problems, in combination with the successful experiences at home and abroad to promote the development of rural small and medium-sized enterprises, and puts forward some concrete measures for promoting the development of rural small and medium-sized enterprises in Weifang City, in order to further promote the development of rural small and medium-sized enterprises in Weifang City, improve the rural economic development process, the ultimate realization of the national economy’s sustained, rapid, healthy development.This thesis mainly consists of five main parts, the following were expounded:The first part, introduction. Mainly introduces the purpose and significance of the research, domestic and foreign research present situation, research ideas, research methods, the innovation of this article.The second part, the rural financing theory of small medium enterprise overview. Discusses the connotation and characteristics of rural small and medium-sized enterprises, financing theories of SMEs in rural areas.The third part, existing in rural SMEs financing problems of Weifang. Focuses on the development of rural small and medium-sized enterprises in Weifang City, the development of small and medium-sized enterprises lack of funds; accumulation depends on its own business capital, single mode of financing; banks to provide funds and enterprises demand gap; the main way for mortgage loans and loan guarantees, fewer loans more aspects of the problem.The fourth part, analysis of the causes of financing of rural small and medium-sized enterprises in Weifang city to. Focus on the small and medium-sized enterprise itself has some defects; less financing channels, bank loans difficult; the tension between banks and small and medium-sized enterprises; banks and small and medium-sized enterprise communication channel is not smooth; the financing environment for small and medium-sized enterprises overall construction slow.The fifth part, to solve the problem of rural SMEs financing measures of Weifang city. Focuses on the domestic and international to solve the problem of SME financing experience; financing of rural SMEs overall conception; speed up the direct financing channels and indirect financing channels to build pace; to create the perfect rural financing of small and medium enterprises credit guarantee system; strengthen the development of small and medium-sized enterprises, improve the financing environment.