Study On The Influencing Factors Of Thefinancing Needs Of The Family Farm

Agriculture is the foundation of the national economy. To achieve modernization of development, we must first realize the modernization of agriculture.。The agriculture industry is the basic approach and effective measures to promote agricultural modernization. Central document proposes to encourage and support the contracted land to professional large family farms and farmers’ cooperatives circulation in 2013, where the concept of family farms first appeared in a central file. Family farm is important for large-scale agricultural operations. At present, the rapid development of family farm in China,but due to the family farm is a new mode of operation for our country,The difference between the definition of family farm is great. Coupled with rural financial system is not perfect, the financial support from the government is not in place as a result of a family farm development process faced with many challenges, especially financial problems, lack of funds affected the further expansion and development of family farms. By studying Yanling financing situation of family farms and the reason of its financing difficulties, seeking to improve financial services for family farms, and to increase financial support for the family farm way. The expectation is that the financial products of the rural financial institutions, the improvement of the rural financial services, the healthy development of the family farm, and the decision-making reference for the optimization of agricultural resources allocation..In this paper was based on the development of rural financial market theory, through field investigation in Yanling County family farms as an example.To study Yanling County family farm financing needs of the current situation and difficulties, as well as the financing needs of factors. Then, to analyse Yanling County family farm financing demand influencing factors through binary logistic model.and learning from the successful experience of the foreign developed countries, according to the proposed to increase the financial support from the government, financial products innovation, improve financial services, enhance family farmers and their quality and other aspects of countermeasures and suggestions of promoting the financing development of family farm.Through the study found: farmer education, agriculture income Proportion of total household income, growing scale, family farmers operating time, financial support policies for recognition and evaluation of the financial services of the six factors that have a positive impact on family farmers to formal credit demand, the type of cultivation has a negative effect on farmers to formal credit demand. amily farmers age and lending experience did not significantly affect the demand for family farmers to formal credit. For the above study results, This paper gives the registration norms of family farms, clarify the legal status of the body; Improving farmers’ knowledge and cultural level, vocational training new farmers; accelerating the reform of the land transfer system, improving the land transfer mechanism; innovativing financial services, searching for family farm development financing model; accelerating the development of agricultural insurance and other proposal to build a diversified family farm financing system.