Study On Information Strategy Of S Commercial Bank

Information technology (IT), the development trend of modern backings, is an important force to promote the development of the banking Industry. To promote information technology establishment is in line with the future development of the banking Industry, it is the only choice for the establishment of core business improvement and competitive advantage. Since the 1980s, China’s banking industry has been actively building fundamental applications and infrastructures of IT, which enhances the ability of information systems security, promotes the product innovation, and improves the mechanism for comprehensive risk management system and information technology governance, however, with the rapid development of the banking industry and business management, continuous improvement makes the information systems more complex, while the IT investment returns is not so obvious, IT and banking related strategic objectives connection is blur. The reason is mainly due to the lack of information strategy planning.This paper studies S Commercial Bank’s strategy following the main clue:with S Commercial Bank’s strategic goals as a precondition, under the theory of information technology strategic planning, the paper analyzes its IT system current status and problems, gives out a main systematical solution, and designs an implementation planning to solve the problems. According to this clue, the paper firstly discusses the background and significance of S Commercial Bank strategy, introduces a framework for banking information technology strategic planning, Secondly, the paper describes the development profiles, the main business scopes and organizational structures of the S Commercial Bank, introduces the bank’s existing strategic objectives and development strategies, positions its strategic matching issues with IT by analyzing its current business strategy objectives and IT construction status; Thirdly, after in-depth analysis of the strategic business objectives and the current IT system status, followed by analysis of the current direction of the development of IT, the paper gives out the main IT demand of the S Commercial Bank, draws up the bank’s information technology strategic objectives, raises up the IT management recommendations on the business structures, data architectures, application architectures and technical architectures, etc., combined with international advanced experience of IT architecture and planning; Finally, the paper discusses the project implementation planning from the side of project identification, program analysis, project sequencing and risk aversion, and proposes the process of implementation and the guarantee recommendations. In the conclusion section, the paper summarizes the achievements and disadvantages of the research.Through the blueprint of the Information Strategy method, Planning, implementation and guarantee methods, the author hopes it will give a guideline and have some references to IT system construction for the S Commercial Bank and for similar joint-stock banks and city commercial banks.