Analyisis Of The Factors Affecting The Demand Of The Mortgage Of The Farmers’ Forest Mortgage Loan

Forestry plays an important role in the economic development and ecological environment protection, undertakes the important responsibility in the sustainable development of the society, but the shortage of funds has been a major obstacle to the development of forestry. But with the development of the forest right system reform, main body of reform has been basically completed, forestry property right clear, forest right certificates have been issued to farmers in the hands of the reform of forest right mortgage loan policy laid the foundation, easy to the marketization of forestry operation. Continuation of forest right mortgage loan as the forest right system, fully tap the forestry using condition based, the forest right become the loan collateral, for farmers engaged in forestry investment and development provide the funds, provides a new idea for the subsequent development of forestry.This paper first describes the purpose of the thesis research background, research significance and research, a review of existing research results, and on the whole idea of the system analysis, and then the sample households and family attributes, the sample households of the land tenure, the sample of household economic situation of the family were descriptive analysis, using the two element model of logistic analysis of the data, to verify the knowledge: education level, household survey was woodland share, family forestry production expenditure, family income and family forestry deposits have influence on their forest right mortgage loan demand, educational level, family forestry production expenditure, family forestry income, family income of forestry of Forester forest right mortgage loan demand has a positive impact, household deposits of forest right mortgage loan has negative influence. According to the results of the empirical analysis and the development of forest right mortgage loan problems, put forward the corresponding policy recommendations. Mainly includes: strengthen the propaganda education of forest right mortgage and improve collective forest right exchange platform construction, microfinance development, development of new lending model, outstanding development of forestry economic projects and improve the cooperation mechanism of forest silver, rich forestry development required funding sources, strengthen credit management and improve the risk prevention mechanism. In this chapter end, pointed out the key problems of this study and future research.