The Risk Assessment Of Patent Pledge Financing And Prevention Mechanism Research

With the rapid development of knowledge economy society, on the status and role of intellectual property, intellectual property rights has already become enterprise important source of profits in market competition, become one of the most important assets of the company. At the same time, allow companies use of trademarks, patents and other intellectual property pledge financing, is a kind of conform to the market rule. For the patent pledge financing the financial innovation business in Europe and the United States and other developed countries has been widespread, but in our country is in its infancy. At present, in terms of reality, and implementation of the patent pledge financing in terms of policy or aspects of supply and demand in the market have a certain conditions, but in the process of the patent pledge financing, as the value of the patent right of the assessment and risk control, problems exist, for enterprise to use patent pledge financing work has played a role.In recent decades in our country, although the relevant patent value evaluation, the patent pledge financing and the patent pledge financing risk and risk prevention control to discuss a lot of information, has made some innovative achievements, however, the patent value evaluation in our country history is shorter, shortcomings in the basic theory and practice aspect, some on the one hand, a single most on a particular question discussion, such as the patent value evaluation methods, the patent pledge financing risk, mostly research the legal risks, the risk of the other problems(patent value evaluation, credit and liquidity risks) analysis did not delve into, nor will the risk quantitative assessment; In the patent evaluation system, in addition to the patent evaluation method, and the patent evaluation index, for now, it is patent pledge financing risk assessment, especially for patent pledge financing risk assessment index system construction, require further study and improve, so as to promote the enterprise owns the patent pledge financing USES to achieve the purpose of development, so the identification in the process of the patent pledge financing risk, to quantify the risk assessment and research of corresponding risk prevention mechanism, has a certain realistic significance and academic value.Studied by relying on existing in the patent pledge financing present situation and introduced the present situation of the foreign patent pledge financing, and draw lessons from the related experience and theoretical method, in previous studies and, on the basis of analysis of the status quo, to identify specific risks occurring in the process of the patent pledge financing type, then the assessment of the patent pledge financing risk and disposal of the liquidation risk, credit risk and legal causes and related performance and the influence of various risk prevention measures in-depth analysis and discussion on the research, expected to sort out the patent pledge financing the main risk categories, and analyze the identification of various risks assessment, quantitative results, can put forward to improve and solve the patent pledge financing risk prevention and control measures and Suggestions to the greatest degree of reduce in the patent pledge loan problems occurred in the actual process of various risks. Eventually come to the conclusion, and use the empirical research conclusion on the sample.