Research On The Compliance Risk Management Optimized Strategies Of Agricultural Bank Of China Suzhou Branch

With the increasing of the amount of assets and liabilities and the stability of assets quality, the commercial banks have operated well in 2014. At the same time, the commercial banks faced many challenges, such as the increase of credit risks. According to the construction of bank risks, three traditional risks are not changed which are credit risk, market risk and operational risk. But we suppose that the compliance risk will be the core risk among all the commercial bank risks. From the situation of the compliance risk controlling in China, it fall behind of the developed countries.This assay chooses the compliance risk management of Agricultural Bank of China Suzhou Branch as the study objects. The study purposes are trying to optimize the compliance system by learning from the experience of the other great banks.Study conclusions:(1) With the literature review, we know that China`s study focused on the meaning of compliance risk and the relationships of other risks, and the foreign study cared about the principles, the system and the whole process management.(2) To study the compliance risk development status of ABC Suzhou branch, we find that it has established the organization and the system. However, it is still very extensive and formalized. The culture of the compliance risk management is not maturity. The whole process management needs to be more complete. The technical tools need to be modernized.(3) After declaring the method of other five commercial banks,there are many parts we need to learn. ABC Suzhou branch should learn the concept and the principle from Deutsche bank, learn the job content from French bank, learn the quantitative management from SPD, learn the procedure from Xingye bank, learn the mechanism from China Minsheng bank.(4) The suggestions of this assay conclude building greater compliance risk management environment, improving the corporate governance, cultivating compliance risk management culture, enhancing the principle construction, enhancing the effort to assign blame, innovating the technical tools.