Research On The Problem Of Government Control Power In The State-Owned Commercial Bank Governance

With the reform of the Chinese financial system, the state-owned commercial banks have obtained a lot of achievements through their own unremitting efforts and exploration, especially in the mode of operation and management mechanism.Meanwhile, there are still exist a series of problems in the development of state-owned commercial banks, and the problem of supervision. Internal control is the most typical of the state-owned commercial bank’s problem. As for the solution of these problems, we must consider the governance of the state-owned commercial bank is a system of engineering, not only need supervision and internal control, but also needs the government macroeconomic regulation. So we must emphasis the government control in the state-owned commercial banks governance. In view of these problem, the subject based on public choice theory, new public management theory, contract theory, in terms of the problems about state-owned commercial banks, proposed that importance in the government of state-owned commercial banks, and proposed the meanings of how to exert the government to control, so as to promote the reform of state-owned commercial banks and the healthy development of economy.This article follows the way of "ask questions-analysis problem-problem solving", on the basis of analyzing the current academia research results. Firstly, elaborating the basic concept of bank governance, the basic concept of government control, and based on the theory of public choice theory, new public management theory and contract theory, in order to further the research; Secondly, discuss the role of government in the state-owned commercial bank,and which is divided into three historical stages, namely, planned economy period when the government’s absolute control of state-owned Banks, planned commodity economy period when the government’s partial control of the state-owned commercial bank governance, the market economy transition period when the governance ’s supervision control; Thirdly, expound the defects in the governance of state-owned commercial banks, such as the particularity of the state-owned commercial banks, the bad regulatory control and so on; Finally, focus on building the relation between the government and the bank on the explicit government function, in order to improve the autonomy and the market competitiveness of state-owned commercial banks; Last, put forward to perfect property system of the state-owned commercial banks, supervision mechanism and risk management mechanism so as to optimize the government control in state-owned commercial Banks.