A Receach On How To Strengthen The Support Of Agricultural Development Bank Of China For Agriculture

Agriculture, rural and farmers-the "three rural" issue has been the difficulty of financial servicesworldwide. China is a large agricultural country, the presence of unbalanced development of agriculture,the basic implementation of the rural is poor, the number of farmers is large. Commercial banks have toexit stage rural financial credit markets, while the new rural financial institutions can not meet the needsof the agricultural economy. Without strong financial support, China’s agricultural modernization mustbe impossible. Agricultural Development Bank of China (ADBC) is the sole policy bank for agriculturalof china, designed to serve the "three rural" in the protection of national security cotton and oil, help theintegration of urban and rural construction is take on the responsibility, the comprehensive constructionwell-off society. Can the ADBC continue to become bigger and stronger, the ADBC to play a key role inthe rural financial system, strengthen the functions of the ADBC of agriculture, rural financial reform iscrucial to the success of our country.Daxing District of Beijing, Daxing Branch of the ADBC is located, has a geographical characteristictypical of the urban fringe, is a typical sample of the development of China’s urbanization, and wasidentified as one of the national rural financial reform pilot area, under the burden of "urban and ruralbackgrounds the task of reform of rural financial system ". By summing the rural financial reform pilotDaxing District, the emergence of new problems, new approaches, new ideas, to guide the process ofChina’s rural financial reform has important reference value. Through the summary of the ADBCDaxing Branch, made in Daxing District in the rural financial reform achievements and absorb theexperience, and unifies the domestic and foreign mature experience, how to strengthen the function ofsupporting agriculture issue for agriculture, and put forward some ideas and suggestions.Aiming at the current stage of the ADBC put forward concrete suggestions how to strengthen thefunction of supporting on Agricultural. Maintaining agricultural policy bank can not change the natureof the premise, the ADBC also need to improve their professional level, to implement a proactive riskcontrol management in order to enhance the ability to resist risks; improve standardization,process-oriented, innovative forms of security services, to expand mortgage material scope to improvethe agriculture service capabilities; reduced through asset securitization of assets and liabilities andother ways to improve profitability by the middle of the business bigger and stronger; outside helpstrengthen other financial institutions to strengthen self-construction, the joint; With outsourcing, loweroperating costs to actively seek government organizations to support and expand funding sources,strengthen agriculture financial strength.