Study On Financing Models Of High-tech Small And Medium Enterprises Based On Supply Chain

At present, High-tech Small And Medium Enterprises are facing the plight of insufficientfunds. The traditional financing model has been unable to meet the needs of SME to grow upand have a development. The main way to solve this problem is to make a reasonable choiceof the right financing path to improve financing model. In recent years, as the group financingway is getting more and more attention, the financing model of supply chain has become aninnovative financing way of group financing. The supply chain financing model is based onthe development of supply chain as the innovation for prototype of logistics finance. It wasoriginally developed by Shenzhen Development Bank for the financing problems of SMEslaunched “1+N” chain of integrated financial services. It made full use of the supply chainrelationships among the enterprises, relying on the logistics enterprises and the credit of corebusiness to overcome the high risk of a single enterprise. Then we’ll achieve a win-winmulti-platform. So, it’s necessary to have a innovation about financing model of supply chainresearch to explore the internal mechanism and feasibility analysis. In this context, this paperis trying to analyze the supply chain financing model by introducing the theory of supplychain, and verify it from the theoretical and empirical aspects.First of all, analyze the supply chain node characteristics of High-tech Small AndMedium Enterprises by introducing the supply chain financing. Then make an analysis aboutthe status of High-tech Small and Medium Enterprises combined with case studies and datacollection. Explaining the reasons for its financing difficulties through financing.Secondly, explore the mechanism of supply chain financing model with the method ofextenics and set pair analysis. And through the analysis of the dynamic game,we furtherconfirmed that the supply chain financing model can make up for the financing gapeffectively.Again, drawing on international experience in SME financing model, combined with ourexisting SME financing features and financing ways, based on the perspective of supply chaininnovation,proposing the applicable supply chain financing models. Mainly related to financecompanies, the core business, the supply chain supporting and financial institutions, and thebasic features and functions of the advantages of model are described.Finally, using the empirical analysis verify the strength of the core business, the strengthof financing project and the strength of the supply chain financing for SME financing level ofthe supply chain, using descriptive statistical analysis and regression analysis, quantitativeangle to prove the feasibility of the supply chain financing for High-tech SME financing. Atlast, supply chain financing model was summarized and the future development wasdiscussed.