The Present Situation、Problems And Countermeasure Research Of Agricultural Insurance In China

In recent years, the agricultural insurance has gradually in the world open,China as the big country of population and agriculture, agricultural insurance is thestrategic focus of the development of agricultural industry. As one of several mainfactors affecting the development of agriculture and the development ofagricultural insurance, the population, increasing the stability of the economy andagricultural development speed, the frequent occurrence of natural disasters, thegradual strengthening of insurance system, is an important way to promote thedevelopment of agricultural insurance, agricultural insurance developmentopportunities is also important. Agricultural insurance is one of the means toprotect the agricultural laborer basic income and living standards, to meet the basicneeds of life is an important guarantee for urban and rural residents. With theincreasing development of agriculture of our country and the development ofagricultural insurance policy support, such as tax cuts and subsidies, financialsupport, to a large extent to promote the development of agricultural insurance. Butfrom the present situation of the development of agricultural insurance, the policyimplementation and the actual operation still exist some difficulties. Therefore, thecurrent situation and development trend of agricultural insurance and its relatedinfluence factor is to promote agricultural insurance is one of the ways to find andsolve problems, grasp the opportunity.In this paper, the history and current situation to combine, policy and practice,theory and data combination, on the domestic and foreign policy, experience andbased on the statistical data, the related factors of agricultural insurancedevelopment perspective, analysis of China’s current economic developmentsituation, the development of agricultural development situation, insurance industryas well as the disaster situation, current situation and Prospect of eventually settledin the development of agricultural insurance in china. Then from the developmentsituation of each factor, analysis of the main difficulties and opportunities facingChina’s agricultural insurance. This paper also combines the part of case analysis,the conclusion has both theoretical foundation and practical basis. The optimizationstrategy for the development of agricultural insurance in our country, improveagricultural development system, promote the development of agriculturalinsurance better.