Research On Small Enterprise Finance Services Development Of GS Bank

Since the reform and opening up, small and medium enterprises as the mainstayof the rapid development of the private economy, small enterprises in the nationaleconomy status and role has been widely recognized by the community, smallenterprises survival environment has been unprecedented attention. Currently, thestate has adopted policies and more focus on promoting small enterprises bankingfinancial institutions to ease the financing difficulties, the problem of higher financingcosts. How about the operational efficiency and risk control of commercial banks topromote the commercial banks will finance small enterprises operate as acomparative lack of research focus. From the perspective of GS bank management forsmall enterprises financial services business development ideas were discussed.Firstly, the status of GS Bank Jiangxi Branch small enterprises finance developmentwere analyzed and found that the bank’s small enterprises financial business riskscontinue to appear, the deviation strategy execution, enterprises development sloweddown, inadequate staffing and other issues. Meanwhile, the analysis found that manyenvironmental pressures and risks and challenges faced by small enterprises financialservices, and the current operating environment for such commercial banks universal.This paper describes the development of small enterprises finance commercialbanking enterprises benefits and practical experience at home and abroad, the resultsappear GS Bank or the root causes of the current predicament enterprisesdevelopment models suited to the characteristics of small enterprises conclusions. Tosolve this problem, combined with the actual Jiangxi, this paper presents thedevelopment of GS Bank financial services to small enterprises fit the characteristicsof small enterprises, through reconstruction of the development model, accelerateproduct innovation and strengthen risk management and a series of countermeasuresto achieve sustainable small enterprises financial services healthy development.