Tonghe County Agricultural Insurance Development

In recent years, the development of agricultural insurance Tonghe achieved good results. However,the development of agricultural insurance there are still many problems. This study is mainly on thedevelopment of agricultural insurance issues Tonghe research, through the Tonghe agriculturalinsurance research, help to regulate the development of agricultural insurance market, promoteagricultural development mode transformation, providing a powerful model for the development ofmodern agriculture protection, promote the rapid development of Tonghe agricultural economy, increasefarmers’ income, the early realization of modern agricultural industrial production, to provide referencefor the future development of agricultural insurance Tonghe County.By applying what they have learned insurance theory and theoretical knowledge of rural finance, aswell as the use of literature queries, field survey and empirical analysis and normative analysis methods,the Tonghe agricultural insurance development status and problems of research and analysis for theagricultural insurance suggestions put forward development, regulate rural financial market, providingprotection for agricultural production, reduce agricultural risks, accelerate development of agriculturaleconomy. As the market economy reforms, competition growing, vigorously develop modernagriculture, these are inseparable from the support of agricultural insurance. Through this study come:According to the unique attributes of agricultural insurance and other characteristics, the developmentof agricultural insurance policy objectives are, have been resolved,"three rural" issue as a benchmark, apolicy-oriented agricultural insurance category, rather than purely commercial insurance; farmers bearweak, farmers insurance payment is not clear, weak awareness of farmers’ risk management, poorawareness of agricultural insurance. To promote the development of Tonghe agricultural insurancepremium payments system must be clear, and enhance farmers’ risk management awareness, so thatfarmers have a correct understanding of agricultural insurance; lack of specialized agricultural insurancelaw, the agricultural insurance market environment to be optimized; strengthen government ofagricultural insurance support, enhanced supervision of regulatory authorities.