Study On The Restrictive Factors And Countermeasures Of The Development Of Agricultural Insurance In Xinjiang

Agricultural insurance is a good way to transfer the risk of agricultural production, to ensure the stability of the income of farmers and to realize the rapid development of agriculture. Agricultural insurance is a professional, market-oriented mechanism for risk management, mainly through the dispersion encountered in the process of agricultural production of natural disasters, emergencies, etc. all kinds of risks, play the positive role in promoting the stability of agricultural production. China's entry into WTO indicates that China's agricultural insurance industry is in line with international standards, China's agricultural insurance sector is facing greater opportunities and more challenges. The size and growth rate of the development of agricultural insurance in Xinjiang is very slow, in the process of the development of agriculture lack of financial support, and has not formed a complete market risk security system. In the field of agricultural insurance in Xinjiang lack of early warning of agricultural risk and agricultural insurance system of investment and construction of the deep research. Therefore, to strengthen the study of Xinjiang agricultural insurance development constraints and then proposed the countermeasures and suggestions has important theoretical value and practical significance.In this paper, firstly the related theory of agricultural insurance from home and abroad to Xinjiang in detail, and then the concept of agricultural insurance were analyzed, and according to the situation of disaster natural resources in Xinjiang agriculture and nature, obtained the important role of agricultural insurance in Xinjiang agricultural development, according to the current situation of Xinjiang's agriculture and agricultural insurance development, and the paper points out the main problems existing in the development process of Xinjiang agricultural insurance; based on the above analysis, the paper focus on the analysis and Research of factors restricting the development of agricultural insurance in Xinjiang, the main restricting factors include: low income, insurance awareness is not strong, the enthusiasm of the limited agricultural insurance ability and level is low, the insurance company paid ability, management system is not perfect; and combining with the actual situation in Xinjiang. The countermeasures and suggestions on the sustainable development of agricultural insurance in Xinjiang are put forward in the aspects of strengthening the propaganda and education of farmers and establishing the transfer mechanism of catastrophe risk.