Study On The Early-Warning Mechanism Of Logistics Financing Risk In Commercial Bank In The Context Of Financial Crisis

The concept of logistics financial business comes to china twenty years ago and has been used in practice in recent years in our country. Domestic commercial banks really began a large-scale development of logistics on financial business from2004. It can be seen, the domestic commercial banks conduct logistics on financial business in a very short time. It has just formed a number of relatively complete business operations processes. The breadth and depth is not enough for logistics on financial business in practice. It is not enough for the logistics to carry out financial business in the process of risk identification, measurement, monitoring and control of research especially. It is lack of experience at the same time. In this case, China’s logistics industry severely affected by the outbreak of the global financial crisis, the risk of domestic logistics financial business began to emerge.It starts from the theory of logistics financial in this paper, expounded the theory of domestic and international logistics financial business research, then it analysis the shortage of domestic theoretical studies, then it prospects the direction of future research. Describes the basic connotation and characteristics of the logistics financial business. Describes the main types of financial services and business development status of domestic commercial banks. Research and analysis the development of logistics financial business risk profile of the domestic commercial banks. Particularly against the background of financial crisis, the impact on the domestic logistics industry as well as on logistics financial business. Logistics financial business risks of the commercial banks begin to appear. It proposed the establishment of risk control indicators of the logistics financial business for commercial banks. By the analysis of the major factor of logistics financial business of the domestic commercial banks,and by Analytic Hiearchy Process, it establishes the early-warning mechanism of logistics financing.Finally, by the case study of the early-warning mechanism of logistics financing in HX bank, it makes some recommendations for the logistics financial risk control.It gives some ideas for the further improvement of the model put forward. I hope it can provide inspiration for the control of the logistics financial risk.