Allocation Efficiency Evaluation Of Rural Financial Resources In Heilongjiang Province

From the Third Plenary Session of the Party to the Third Plenary Session of the eighth time in three decades, continuously push forward the reform and development in rural areas, farmers have more rights, integration of urban and rural development in an orderly manner. In the meantime, eleven "Document" are closely around the "three rural" issue, which fully demonstrates the important role of the rural economy in the modern economy and solve rural problems urgency, and in financial and economic times, want To develop the rural economy, rural financial development plays a vital role, with the upgrading of the resource properties understanding finance, not only to increase the financial resources to support the rural economy, and should focus on rural financial resources to enhance the efficiency. Particularity makes agricultural development of China’s agricultural development is not optimistic. The rural economy is the pillar industry in Heilongjiang Province modern economy, as a major agricultural province, the continuous development of the agricultural economy level, to improve the efficiency of financial resource allocation for rural economic development and the level of Heilongjiang Province has a positive effect. However, there is currently Heilongjiang province agriculture loans subject developed, a small number of financial institutions in agriculture, inadequate rural financial ecological environment and other issues, showing agriculture funds rely mainly on fiscal spending and policy banks, commercial banks did not try to provide funding duty service, agriculture is not sufficient to meet the needs of financial institutions in rural development, the proportion of new rural financial institutions is small, thin and other forces of the status quo, making Heilongjiang rural financial resource allocation efficiency is not high. Therefore, optimizing the allocation of resources and improve the efficiency of rural finance in Heilongjiang province rural economy faster and better development of great significance.In the sort of financial resources theory, the theory of financial efficiency, efficiency of resource allocation theory, basic Pareto optimality theory, the definition of rural financial resources allocation efficiency implications. Four describe the current status of rural financial resource allocation from Heilongjiang province agriculture funds, financial institutions, agriculture, rural financial ecological environment, and rural financial system. Starting from the definition of financial resources allocation efficiency evaluation system to build rural financial resources in Heilongjiang Province. Factor analysis and DEA model using quantitative allocation efficiency of rural financial resources in Heilongjiang Province, Heilongjiang Province, measure out the rural financial resource allocation techniques TFP index and its decomposition index, the following results:the rural financial resources in Heilongjiang Province in recent decades The average decline in the state of allocate efficiency, resource allocation problem in rural finance has not been effectively resolved, rural financial resources allocation efficiency is low in most areas, the need for further improvements and enhancements. Finally, to improve the allocate efficiency of financial resources in Heilongjiang Province rural policy recommendations from the path of rural financial resource allocation, resource allocation mechanisms, resource allocation body, rural financial ecological environment, rural financial service innovation, and many other angles.