Study On The Intergenerational Transmission Effect Of Welfare Of New Rural Social Old-age Insurance

To speed up the aging of the population trend in our country, the pension problem and the huge pension burden become today one of the main focus of the society and people’s livelihood problem. Under this background, the new agricultural insurance as a favorable policy, aimed at basic old-age security of rural residents life, after more than five years of pilot run and the promotion, new farming maintain a policy that get a positive effect. Based on the rural poor old man and his sons, to examine the new rural social endowment insurance system for old-age security of rural special group effect, the new farming keeps "universality" safeguard the actual implementation, and evaluation of new farming maintain welfare intergenerational transmission direction, methods and influence factors, finally on the basis of theoretical analysis put forward the reform and perfect is suitable for the new type of rural social endowment insurance system of human province feeling of policy recommendations. This paper at first in this paper, the research background, significance, status, ideas and methods, etc. Then the new agricultural insurance, social welfare, intergenerational transmission of defining the relevant concepts, on the basis of this puts forward the theoretical basis of the thesis, including the social security theory, demand hierarchy theory, risk management theory and life cycle theory, human capital theory and social capital theory, welfare economics theory. The third chapter, the research of our country’s rural endowment the status, analysis of mechanism and existing problems of China’s rural pension; In the contrast between the new farmer old-age security function, on the basis of the analysis of the new agricultural insurance in our country rural pension benefits for the poor old man, for the new agricultural insurance welfare utility in-depth and discover the problems. The fourth chapter, the key to clarify and evaluate the new agricultural insurance welfare intergenerational transmission of positive and negative direction, the new farming maintain can ensure the basic life and future generations of the old method; Then, intergenerational transfer to new farming maintain welfare effects of factor analysis is analyzed, and find out the causes of deficiency of the new agricultural insurance welfare level of intergenerational transmission; Finally how within the scope of the limited funds for farmers to maximize the welfare effect, make the new agricultural insurance welfare intergenerational transmission for rural households in China bring more "positive effect" opinions and Suggestions are put forward.