| With the continuous development of urbanization in hunan province, suburban district demolition area is becoming more and more is to be demolished peasant family produced family financial planning and investment demand, but because they lack the scientific and reasonable management methods lead to family property at risk. This article through to in xiangbei, Lebanon, xiangxi south of hunan province, hengyang pine township, zhuzhou county, economic development zone, shaoyang suining four give priority to overall demolition area, the cognition of demolition peasant family financial management, will, behavior characteristics, expected utility, financial environment and other aspects of field investigation, research units, the financial status of a peasant family, Points out the problems that demolition peasant family financial management mainly embodied in three aspects:one is the backward financial management concept has restricted the financing behavior, the second is the lack of government guidance for the demolition and relocation of peasant family financial management, three is the suburban area financial infrastructure construction has not yet perfect. Then, this paper analyses the peasant family because the compensation level of education, family economic strength, neighborhood financial environment, market environment and government policies and so on factors affect the choice of the ways of the demolition peasant family financial management. Finally, aiming at the existing problems and put forward the corresponding countermeasures and Suggestions, in order to combine the demolition financial behavior characteristics of the farmers, for peasant family scattered portfolio strategy reference of scientific financial management and achieve the purpose of assets value; Gradually promote rural financial environment, make the further development of the rural financial market, continue to promote the development of the urbanization process. |
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