Agricultural Development Bank Of Anshan City Branch Credit Risk Management Of Improving The Investigation

Agriculture still located in very important position in our national economy. Agriculture Development Bank of China, Anshan branch played a vital role in protecting the interests of farmers, promoting the development of agriculture and rural economy, since was founded in 1996. Anshan Agriculture Development Bank belongs to policy bank, its operation and management can’t against the other banks operating mechanism and general low. It has very important practical significance to strength the credit risk management of Anshan Agriculture Development Bank.With the three dimensional rural issues become increasingly urgent, agriculture supports and management enforce gradually, agriculture policy bank will be much more important as government regulating and controlling agriculture, support and protect weak industry means and function. It is favorable for supporting and protecting agriculture that enforce the risk management and control, optimizing the liquidity of capital and enterprise assets, improving the internal control mechanism.With the financial market become complex more and more, in order to control the credit risk, Anshan Agriculture Development Bank also adopted a series of measures on credit risk management and control. But, on the whole, Anshan Agriculture Development Bank has not formed sound prevention and control system on credit risk, its credit risk management system sill not perfect. The problems concrete manifestations: imperfect of risk management system, lack of rick management consciousness, not sound of risk management system, weak of management base, backwardness of risk management idea, imperfect of risk information system, has not been established of risk recognition and main system, not strong of risk identification and assessment capacity, not sound of risk management mechanism, lack of risk management talents. The problems caused by internal and external factors of Anshan Agriculture Development Bank.This thesis focus on credit risk management, analysis the conditions and challenges deeply which credit risk management is facing, analysis the existing problems of credit risk management from many all-direction angles, studying on how to reduce the risk, proposing the reform proposals based on referring to the abroad advanced bank experiences.