Research On Credit Risk Management Of The Branch Of Ordos City, China Agricultural Development Bank

Agricultural Development Bank of China is an agricultural policy bank of China,the agricultural development bank is a branch of the two branch of the Agricultural Development Bank of China,which belongs to the Inner Mongolia Autonomous Region branch of the Agricultural Development Bank of china.With the expansion of the agricultural credit business,the business environment,business model and customer base have undergone profound changes.The overall economic downturn,so that the Ordos Agricultural Bank of China issued from bad loans to non-performing loans,credit risk management problems gradually exposed.As a policy bank,the management of the Agricultural Bank of Ordos City can not violate the operation mechanism and the general law of the commercial bank.It is of great practical significance to strengthen the credit risk management of Agricultural Development Bank in Erdos city.This paper comprehensively expounds the research status of credit risk management at home and abroad,elaborates the related theory of credit risk management,credit risk management and the two foreign agricultural policy banks and two policy banks in China are introduced,and summarizes the successful experience of domestic and foreign policy of the bank credit risk management.Based on the analysis of theory and Practice on the issue Ordos to agricultural branch as the research object,the status quo and problems of the credit risk is analyzed from the credit risk management awareness,the establishment of modern credit risk evaluation system,establish a scientific credit risk warning mechanism,establish a positive credit risk mitigation mechanism four a proposed construction of ADBC Ordos branch credit risk management system of countermeasures.