The Rural Financial Development Of Jiangxi

After years of Jiangxi rural finance development and reform, there is now a more sophisticated financial system. But the problem still exists in rural finance, rural supply is still inadequate, loans difficult problem still unresolved. In the early days, due to lack of financial institutions, as well as the rural financial system is imperfect, Jiangxi slow development of rural finance, rural economy, driven around limited, however, in recent years, with the government support for rural finance, rural financial institutions to achieve flourish, a sharp increase in the number, but the expansion of rural financial scale, and did not let the rural financial issues have been solved. It shows that the structure of the financial system, studies have not resolved the problem of rural financial development in Jiangxi Province, and we need from a new perspective to analyze.From the functional perspective to study rural finance development in Jiangxi Province. First, comb through the theory, come connotation of Jiangxi Rural Financial Development under functional perspective, namely the changing external environment, rural finance, rural finance functions propose different functional requirements, while the structure of the financial system in order to meet these functional requirements, the need to constantly adjust itself to optimize, make financial functions into full play, and the ultimate goal is to promote rural economic growth and improve living standards of farmers. Secondly, the use of the financial system functions Jiangxi rural financial outlook for analysis and found that the external conditions of rural finance in Jiangxi Province, Jiangxi Province rural financial system functions put forward specific requirements, from Jiangxi Province by analyzing the function of rural finance, the core function, derivative function effect was found to play a situation, basic functional effects of Jiangxi rural finance function to play in general, the core function of a steady increase in the allocation of resources, derivative function just begun. Again, empirical studies to verify the functioning of the financial situation of rural Jiangxi Province. Finally, under the Functional Perspective proposals on policies for rural financial development in Jiangxi Province.