The Study Of House Price To The Influence Of Urban Residents Income Gap

Narrowing the income gap and realizing social justice, is one of the government’s target of social management, we know that income gap not only related to the economic development, but also have great influence to the social stability. The real estate price related to residents’ living conditions, Housing as a commodity, has obvious dual properties of consumption and investment. In the modern economy, the real estate not only is an important part of family wealth, also has been widely used in hedging and speculative investment profit, as the characteristics of virtual assets. Nowadays, high housing price to income ratio and real estate intergenerational transfer may be widening income gap, step into "the rich get more rich, the poor, the poor"; On the other hand, Due to the differences in the economy and the geography, real estate price fluctuations interregional differences apparent, and the national real estate macro-control policy of "one size fits all" work hard.This article mainly research present situation and development trend of China’s real estate market, Recognize the regular of real estate prices’ fluctuation and the associated to income gap, Analysis different interregional real estate development, and its influence on the income gap, to provide references for governments ‘ real estate market regulation. The paper’s structure as follows: Firstly, through theoretical analysis, this paper introduces the concept of the housing price and income gap first, then make further study of the housing price theory and income gap theory,try to find out the pathway of the interaction of the two, that is three transmission mechanism and two affection.Secondly,making analysis of the situation of income gap and the real estate market. Then, Categorizing the national real estate market built indicator system.,then by analyzing the history data and making empirical analysis, we get the relationship of housing price and income gap. The empirical results show that the real estate of the same category which have location convergence and closely connection with economic development, The relationship between house price and the gini coefficient in different categories show that, they are differences and regional. Finally give the relating policy suggestions to the government, based on the conclusion of theory analysis and empirical, such as Classification of the real estate market regulation, accelerating reform of the income distribution system and promote the construction of housing rental market.