International Trade Finance Business Innovation

As an important financial services business, international trade finance is a vital important engine to promoting the development of china’s import and export trade enterprises, its fast, convenient and strong turnover characteristics have become the bank’s significant profit model. Facing with the development of a new pattern of china to deepen reform, economical globalization and the integration of domestic and foreign trade, company’s trade finance demand also put up a comprehensive requirement for commercial bank trade finance level, commercial bank trade finance business should be able to gradually cover domestic and foreign trade, home currency and foreign currency and provide one-stop financial services. However, commercial banks basically exist isolation, tedious process and other issues in the development of trade finance business, in can not meet customer requirements and achieve trade finance working process.Through the research of China Construction Bank’s trade finance business, analysis the current commercial bank trade finance business working process and its shortcoming., we can also provide reference for China Construction Bank trade finance business in the long run.There are four parts:the first part focus on the definition, characteristic, classification of finance trade and related trade theory; the second part introduces the background of china international trade background and its development of trade finance; the third part, through research the status and existing problems of China Construction Bank,put forward the necessity of establishment of the China Construction Bank Trade Finance Ministry; the last part, provide reasonable suggestions for China Construction Bank trade finance innovation.Author engages in trade settlement and financing business for many years in the bank, given the current situation of the development of the current trade finance, this paper is based on related trade finance theory and trade finance business, and following these judgments, also the whole innovation and core value:first, use quantity method,antitheses,interview and other technical demonstration to analyze the problems and the crux of China’s Reform and development of trade finance system; second, financial management system innovation is an important part of financial innovation, propose the dependent trade finance department and more reasonable argumentation of the new division of innovation.