The Research Of The Problems And The Countermeasures Of The Housing Accumulation Fund System Of Changchun

The housing accumulation fund system of China was created in 1990’s referring to the central provident fund system of Singapore, developed in the conditions of our country step by step, and had been dedicating to the reform of housing system, of which the main content was the monetization of housing distribution. As a city, in which the system was established in 1993, earlier than most of other ones, Changchun knew its values and short comes. The values of it on the housing consume of the workers and staff was obvious to the whole society. At the same time, more and more problems of the system and its practice were exposed gradually. The perspectives of public on it including “robbing the poor to feed the rich”, ”the Matthew Effect”, low fund usage efficiency, regional development imbalance, loss of the income distribution, etc. It indicated strongly that the housing accumulation fund system of Changchun need to look for a new way.The paper begins with the birth and development of the housing accumulation fund system of Changchun, analyses the problems and the causes of it. The paper tries to seek for the reference to improve it by proposing the advice about the countermeasures of improving the housing accumulation fund system of Changchun from the views of the macroscopic and microscopic.