Research On Risk Prevention And Control Of Jikai Investment Corporation

Along with our country’s reform and opening up, China’s small and medium enterprises in the market economy’s stimulation from the seed to grow up, and the small and medium enterprises as the main body of the market enterprise, become the new era of China’s national economic growth of the new engine. Because of the economic system of our country, although the state attaches great importance to the development of small and medium-sized enterprises, and actively introduce policies to support the development of small and medium enterprises, but the development of small and medium enterprises in the development of financing difficulties. Therefore, the emergence and development of small and medium enterprises credit guarantee agencies, provide a new channel for the financing of small and medium enterprises, and provide a strong support for the development of small and medium enterprises.As a guarantee enterprise, it has a certain risk, especially with the risk of the banking system, and the deterioration of the free market will affect the security of the enterprise funds to a large extent, even the phenomenon of multi- bone, more and more security companies into one, causing greater market crisis. There is a big risk of credit guarantee, and it is internationally recognized as high risk industry, so the risk management ability of credit guarantee agency is very important. The ability of risk management not only determines the operation of the guarantee agency itself but also determines its own sustainable development ability, the decision maker through the risk management of the relevant indicators of timely, accurate, scientific calculation to control its own risk. Through such a risk measurement, it can be better to evaluate the internal control ability and risk of its own, and find the problems in the management of risk, improve and perfect the risk management system.The papers in the credit guarantee risk management theory basis, aiming at particularity, importance of small and medium-sized enterprise credit guarantee risk management, risk management method is studied in view of. It is not the traditional method of subjective judgement, but a kind of system tools, a comprehensive analysis of various factors affecting the chicha credit guarantee credit guarantee investment risk, a combination of qualitative and quantitative methods, the construction and optimization of Kyrgyzstan opened credit guarantee mechanism for risk management of credit guarantee and investment companies, analysis of risk evaluation problem of guarantee project, and the construction of the Kyrgyzstan opened credit guarantee credit guarantee investment risk evaluation index system.This article from the business situation and development plan of the Introduction Company, the current risk prevention and control situation, and then through the analysis of the current situation and problems of risk prevention and control, explain the significance of these problems to solve the enterprise management development. It is pointed out that the problems of the Guarantee corporation are: 1. For risk prevention and control problems, the author introduces the field survey, literature research, qualitative analysis and quantitative analysis, in-depth analysis of the causes of the problem, from the perspective of enterprises, and points out that the information asymmetry, the internal control system is not scientific, and the risk prevention and control is not enough. According to the causes of these problems, the author in the fourth chapter, the corresponding research on the problem: the establishment of a risk assessment system, fully analyzes the enterprise’s industry nature, finance, and security and business risks; II establish and improve the internal risk prevention and control system. Strengthen the internal control culture, improve the internal control awareness, further improve the corporate governance structure, improve the company system, improve the organization, improve their internal control and supervision evaluation mechanism, further improve the system of security risk identification and assessment mechanism, establish customer information collection system, strengthen accounting control, and speed up the construction of security issues and control measures. For the credit guarantee risk early warning system to design and construct the early warning system.