The Status And Suggest Of The Social Insurance In Rural Areas Of Yueqing, Wenzhou

The endowment insurance system can guarantee the basic living of residents in their old life time, to realize their desire of "old-age security". Enjoy the endowment insurance benefits is the basic right of every resident, Fill up the rural social endowment insurance system and improving the old-age security system of short break and empty fork, It is conducive to elimination of poverty, the maintenance of social harmony, but due to various reasons, part of the rural residents can not enjoy or can not enjoy the same treatment level of pension insurance. To establish urban-rural integration, covering all of the residents endowment insurance system is the performance of farmers demand fair treatment voice, has become an inevitable trend. This paper makes a details analyzes about the endowment insurance status in Yueqing puts forward the existing problems of Yueqing City endowment security development, use for reference urban and rural endowment insurance in other areas of practical experience and analysis of the existing rural social endowment insurance system in Yueqing City based on the cause of the problems, and puts forward some ideas and plan urban and rural endowment insurance in Yueqing City.The research found that the current rural social endowment insurance in Yueqing still has some problems, such as the tendency to family pension mode, severe pension problem; the understanding not unified, farmers hold a skeptical wait-and-see attitude on the policy; lag management platform construction, the system interface is not perfect; the low level pension; The defect pension fund raising; The value of Fund implementation is more difficult; fund management is not standard and perfect, etc These problems become the bottleneck to hinder the development of rural social endowment insurance, it is not conducive to the protection of farmers in later life.Investigation and Analysis that the problems of rural social endowment insurance in Yueqing City, the reasons are as follows:Lack of awareness of farmer’s social endowment insurance:; hardware and software facilities imperfect; policies and regulations are not sound; the backward economy causes the low pension level; the lack of a reasonable financing way; fund management system is not perfect, and lack of responsibility.etcAiming at the existing problem and reason for rural social endowment insurance in Yueqing city, on the basis of domestic and foreign successful experience, this article on how to better improve the Yueqing rural social endowment insurance, put forward countermeasures:First, strengthen the rural insurance awareness by expanding propaganda way, issued by the publicity materials, developing the lecture etc.. Second, through the strengthening of information management, the establish two-way communication channels, improve the software and hardware facilities and other measures to solve the rural social endowment insurance Management platform in Yueqing city relatively backward problems. Third, improve the related system construction and cohesion to improve the rural social endowment insurance system in Yueqing city. Fourth, by encouraging peasants choose to pay, the higher grade standard, long-term payment, and provide funding to improve the old age pension insurance payment, the level of peasants in Yueqing City, increase the wide coverage.